YesCredit Loan App Review and Interest Rate

On this page we will review the YesCredit loan app. We will discuss if it is legit or scam, the interest rate, the amount someone can borrow, requirements and how to apply for YesCredit loan and also how to repay YesCredit loan.

YesCredit Loan App Review

YesCredit Loan App Review

YesCredit makes it easy for you to access loans.

YesCredit makes it easy for you to access loans just when you need it. Sign up in a few seconds, apply for a loan, and receive your money into your wallet.

You can transfer to your bank accounts immediately. It's a fast, convenient, and reliable way to fix your spending gap.

  • Create an account.
  • Apply in seconds.
  • Receive your loan straight into your account.
  • Increase your loan limit every time you repay a loan.
YesCredit usually require no collateral, guarantors, or documents.

However, for loans beyond certain amounts, we may require additional documentation.

Nevertheless, all you need is to download our YesCredit app and apply right from your mobile phone.

They cater to all categories of loan requests. Whether you are self-employed or a salary earner, our loans are readily available to help meet that immediate need.

Is YesCredit Loan App Legit or Scam

YesCredit loan app is legit and genuine. Many people have been using it to get instant loans.

If you notice any irregular transaction contact YesCredit customer service.

Is YesCredit Loan App Safe

YesCredit app is very safe and secured. All your information are protected, privacy is guaranteed and transactions are secured.

YesCredit Loan Interest Rate

Interest rates range from between 4.5% - 35% with an equivalent monthly interest of 5%- 29%. An APR of 29% to 120%.

A typical example is this: If you choose to get a 6-month loan of N10,000, YesCredit charges an interest rate of 60% APR.

We would charge you N3,000 as the total interest amount for the 6-month period so that your total repayment of interest + principal at the end of your loan would be N13,000.

How Much Can I Borrow From YesCredit Loan App

Loans range from N5,000 to N50,000, and you must be at least 21 years at your last birthday to be considered for a loan. The loan tenor can be between 60 to 180 days. 

Requirements To Get a Loan From YesCredit Loan App

To get a loan from YesCredit app:
  • You must reside in Nigeria.
  • You must have a BVN
  • You must have a source of income
  • You must be between 22 to 55 years

How To Apply For Loan On YesCredit Loan App

To borrow money from YesCredit app:
  • Download YesCredit loan app
  • Register with your correct details
  • Request for a loan
  • Get the loan
When processing your loan request for eligibility, they look at several signals, such as your credit score, past loan performance, etc. 

They require that loan applications be filled with the correct information as any falsification could delay your loan request, or your profile may be blacklisted. For cases of fraud, you may be reported to the authorities.

YesCredit is powered by YesCredit Limited, licensed by the Lagos State Government of Nigeria to be a money lender.

How Long Does It Take YesCredit Loan App To Give a Loan

It takes few minutes to hours depending on the amount.

How To Repay YesCredit Loan

Simply login to the YesCredit app, go to the repayment option, choose a repayment method you are okay with to repay the loan.

Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 180 days. Choose the loan term that's right for you within the app.

YesCredit Loan Customer Care

If you have any feedback, questions, or concerns, please contact them at