LCredit Loan App Review and Interest Rate

On this page we will review the LCredit loan app. We will discuss if it is legit or scam, the interest rate, the amount someone can borrow, requirements and how to apply for LCredit loan and also how to repay LCredit loan.

LCredit Loan App Review

LCredit Loan App Review

LCredit loan app offers instant online loan anytime, anywhere.

Borrow money online with LCredit Loan app. Instant loan with a flexible repayment plan and favorable interest rate.

Is LCredit Loan App Legit or Scam

LCredit loan app is legit and genuine. Many people have been using it to get instant loans. If you notice any irregular transaction contact LCredit customer service.

Is LCredit Loan App Safe

LCredit app is very safe and secured. All your information are protected, privacy is guaranteed and transactions are secured.

LCredit Loan Interest Rate

Interest and service rate: With a minimum of 0.1% up to 1%.
Loan period range from 91 to 180 days

Annual interest rates from 36.5% to 300%. The interest rate is calculated on a daily basis.


If you choose 91-day loan, payment terms have an origination fee of 39% and an interest of 2.7%.

For the loan processed with a principal amount of NGN 3,000, the origination fee would be NGN 1,174, the interest would be NGN 81, the total amount due would be NGN 4,255

How Much Can I Borrow From LCredit Loan App

You can borrow between 5000 naira to 50,000 naira

Requirements To Get a Loan From LCredit Loan App

To get a loan from LCredit app:
  • You must reside in Nigeria
  • You must have a BVN
  • You must have a source of income
  • You must be between 22 to 55 years

How To Apply For Loan On LCredit Loan App

To borrow money from LCredit app:

To apply for online loan on LCredit app you need an android phone and Internet.

Download LCredit app on your android phone

Install the LCredit APP from the Play Store.

Register for an account with your phone number and receive OTP

Select the product you would like to apply for.

Fill out your information correctly then submit the application

Get Profile Approval

Get your loan disbursed into your bank account.

How Long Does It Take LCredit Loan App To Give a Loan

It takes few minutes to hours depending on the amount.

How To Repay LCredit Loan

Simply login to the LCredit app, go to the repayment option, choose a repayment method you are okay with to repay the loan.

LCredit Loan Customer Care

If you have any feedback, questions or concerns, please

Email them at or

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