On this page we will review the 9ja Cash loan app. We will discuss if it is legit or scam, the interest rate, the amount someone can borrow, requirements and how to apply for 9ja Cash loan and also how to repay 9ja Cash loan.
9ja Cash Loan App Review
9ja Cash is an instant loan app that provides instant loans to Nigerians. It has many unique features that makes it different from other loan apps:
- No hidden charges;
- No collateral needed;
- You can borrow up to NCN 300,000;
- You can choose your payment tenure;
- It is fast, secure, reliable and easy to use;
- They use artificial intelligence algorithms to run credit scoring;
- They provide an instant credit decision;
- They are available 24 hours, every day of the week.
9ja Cash makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score.
They encrypt the data you choose to share with us to protect your privacy.
They take your privacy very seriously and promise to never share your information with third parties.
Is 9ja Cash Loan App Legit or Scam
9ja Cash loan app is legit and genuine. Many people have been using it to get instant loans. If you notice any irregular transaction contact 9ja Cash customer service.
Is 9ja Cash Loan App Safe
9ja Cash app is very safe and secured. All your information are protected, privacy is guaranteed and transactions are secured.
9ja Cash Loan Interest Rate
Loan Amount: ₦20000 ~ ₦300,000.
Loan Term: 91 to 720days.
Loan interest: from 10% to 28% per annum.
Service charge: 0%.
For example:
If you apply for a loan of ₦20,000, the term is 120 days and the annual interest rate is 18%.
So the daily interest rate=18%/365 = 0.049%, the interest for 120 days = ₦20,000x18%/365x120 = ₦1184, the totally repayment = ₦20,000+₦1,184= ₦21,184.
How Much Can I Borrow From 9ja Cash Loan App
You can borrow between 20,000 naira to 300,000 naira.
Requirements To Get a Loan From 9ja Cash Loan App
To get a loan from 9ja Cash app:
- You must reside in Nigeria
- You must have a BVN
- You must have a source of income
- You must be between 22 to 55 years
How To Apply For Loan On 9ja Cash Loan App
To borrow money from 9ja Cash app:
- Install the 9ja Cash APP;
- Register an account;
- Fill out your basic information and submit;
- Apply in seconds;
- Receive your loan straight into your bank account;
- Increase your loan limit each time you repay your loan.
How Long Does It Take 9ja Cash Loan App To Give a Loan
It takes few minutes to hours depending on the amount.
How To Repay 9ja Cash Loan
Simply login to the 9ja Cash app, go to the repayment option, choose a repayment method you are okay with to repay the loan.
9ja Cash Loan Customer Care
Email： 9jaCashservice@gmail.com
Address： Admiralty Way, Beside Tantalizers, Providence House 105112, Lekki Phase 1, Nigeria